Scams exist and therefore scam prevention exists. Scammers can target everyone including the elderly population so we all need to know the prevention basics. As more people turn to the internet for access to better communication and information we need to raise awareness of the vulnerabilities found while using these technologies. Yes, specific scams do exist for the elderly like any other population group that spends money and uses the internet to share private information.
There are several common scams that exist including phishing scams, telemarketing scams, lottery and prize scams, tech support scams, and romance scams. Phishing scams are scams that appear to be from legitimate sources, but are just created to get information from you. These types of scams can appear as emails or texts from banks or other agencies and can contain malicious links. All of these types of links need to be verified for authenticity by checking seals and other information to verify its legitimacy. When these types of scams take place over the phone they are called telemarketing scams and are again aimed at your personal information. These can be phone calls disguised as a company like Microsoft informing you about software updates or other similar calls. It is not until later that everyone gets informed about this scam through a government agency via letter or email. Other scams include lottery scams or scams where you are asked for information and or payments to be made for a prize. These too can ask for personal information. Never use websites that appear inauthentic. Scams can also take place over dating sites where fraudulent accounts have been created to fool you into sharing private information where someone possibly asks for money or credit card information. These are some things to avoid like shady or inauthentic websites, shady phone calls, and unauthentic credentials or a lack of government seals. Never pay bills that you didn't earn and never send money to strangers. Don't worry there is a way to maintain your privacy and prevent your private information from being stolen.
First remain aware and stay informed by regularly educating yourself about the latest scams targeting older adults from authentic resources like the FTC and AARP. This means checking the news and researching the latest headlines for scams. Be vigilant and don’t be fooled by things that sound too good to be true. Protect your private information by never sharing your private information with anyone ever. This includes social security numbers, bank account details, passwords, birth dates, addresses, phone numbers, and all other personal details. Use strong passwords and update your passwords according to the website requirements. Some websites will require you to change your password every few months or weeks. Verify the information or contact reaching you by calling the authentic organization directly using a trusted number. Don’t overshare your personal information online, especially your private information like social security numbers, phone numbers, addresses, and birth dates. Report all suspicious activity to the appropriate authorities like the Federal Trade Commission or your local consumer protection agency. This can raise awareness and prevent scams from taking place. Seek help when you need it. Ask your family or your caregiver for help anytime you're uncertain about something online or in the mail. It is always better to talk to someone who is more informed to help make judgement calls. Learn more about security features when you can use them. Security features like double authorization or procedures to keep your privacy safe whenever possible.
When staying informed and aware of the latest scams one can easily avoid having your personal information lost to scammers. Just by being careful, cautious, and aware you can prevent fraud from taking place. If you have to use visual aids posted above your PC to remember these tips. Empower yourself with the knowledge you need to maintain safety online and always ask for help when you need it. Take the time to inform yourself and learn how to stay safe.
# Privacy organizational technology